Unlocking mobility for farmers in Kenya with affordable tractor financing

In Kenya, Inchcape has partnered with NCBA Group,a leading financial institution in East Africa,to accelerate agricultural mechanisation across Kenya through an innovative financing solution for farmers. The partnership enables access to affordable and flexible financing for New Holland tractors, helping drive productivity, efficiency, and sustainability across the agricultural sector.

Customers can access up to 95% financing for New Holland tractors, with flexible repayment periods of up to 60 months. The solution is tailored to the realities of farming, offering monthly or seasonal repayment options aligned to harvest cycles.Financing also covers up to two farm tools,and each financed tractor also includes one year of free insurance through NCBA Bancassurance, ensuring peace of mind throughout the loan period.

Marion Gathoga-Mwangi, Managing Director of Inchcape Kenya, said: “Through this collaboration, we are not just offering financing; we are driving mechanisation, which remains a key pillar in increasing agricultural productivity and efficiency. When farmers have access to modern, reliable machines, their yields rise, their costs reduce, and their work becomes more rewarding.” 

 

Speaking about the partnership, Lennox Mugambi, Group Director of NCBA Asset Finance and Business Solutions, added: “This partnership with Inchcape Kenya marks a major step in our mission. We aim to support farmers by providing accessible and flexible finance. By matching repayment schedules to the realities of farming, we remove barriers that have held back mechanization. We believe this will empower farmers to boost productivity and improve their livelihoods across Kenya.”

This initiative brings Inchcape’s Accelerate+ strategy to life, demonstratinghow we optimise our business through innovative, value-added services such as financing and insurance (F&I). By collaborating closely with our OEM and financing partners, we’re unlocking access to mobility and reducing barriers — promoting greater inclusion, participation in economic activity, and opportunities for local growth. This approach not only enhances the customer experience - driving satisfaction and loyalty - but also supports our Sustainability ambitionsin particular the Places pillar, creating meaningful, long‑term impact in the communities where we operate.